Dear Sir/Madame,
I am a sophomore in Shanghai University, majoring in computer software. In the previous one and a half years I have been a model student and monitor of my class.
However, since I registered here, the expenses have become a burden for my average family. You know, my parents are both laid-off workers, and, to make matters worse, my mother has suddenly fallen ill and is expecting a major operation. It will be beyond their ability to finance me through my remaining education. It is now a must for me to help relieve their financial pressure. So I’m applying to your bank for a loan of 10,000 yuan. If my application is approved, all the money will go to my tuition and fees for the coming academic years.
I’ve made a detailed plan to arrange my school life. A part-time job as a family tutor will not be difficult to find and some work-study programs for students like me are also provided in our university. From these sources I will be able to earn more than enough to support myself. I guarantee that I will repay the loan within five years, that is, within two years after my graduation. Please have confidence in me: I have a very good credit record.
I would be greatly obliged if my application is granted. Many thanks.
Yours sincerely,
.